The Debt-Free Graduate: How to Survive College or University Without Going Broke

Alexander D. Gregor is Director, Centre for Higher Education Research
and Development, University of Manitoba, and the co-editor of
Postsecondary Education in Canada: The Cultural Agenda.

Intended for university or college students, this readable and
comprehensive guide to effective financial management by Murray Baker, a
counselor at the University of Western Ontario, begins with a discussion
of budget planning, sources of assistance (such as scholarships and
loans), and the ways in which students and their families can prepare
for the costs of education (e.g., Registered Education Savings Plans).
The book goes on to offer useful advice on general fiscal management
(banking, insurance, credit cards, income tax, etc.), housing options
(on and off campus), furnishing and decorating, grocery shopping and
meal preparation, general expenses (clothing, books, computers,
entertainment), and transportation and travel. Baker’s central message
is that life can and should be lived fully, even by those of limited
means.