The Pension Strategy for Canadians: The Ultimate Guide to Personal Investing

Norman P. Goldman is a retired Civil Law Notaire (Notary) who also
specializes in Montreal history and culture.

Andrew Springett is a certified financial planner whose inspiration for
writing this book came from seeing his parents fall into the trap of
mortgaging their family home on the advice of a misinformed mutual fund
salesperson. What was intended to be the key to their comfortable
retirement turned out to be something quite different.

In 10 chapters, Springett explores how to set up an investment
portfolio that will simultaneously minimize risk and maximize possible
return. Specific topics addressed include the components of a pension
plan, modern portfolio theory, risk, diversification, asset allocation,
portfolio rebalancing, hiring professional help, and how to get started.
In discussing risk, the author explains risk related to currency,
interest rates, inflation, manager, measurement, and elimination and how
successful pension plans measure risk.

Each chapter concludes with a brief summary of the principles. A
glossary of some of the technical words mentioned throughout the various
chapters is provided at the back of the book. All in all, this is an
excellent primer for planning one’s financial future.